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36 million of Britons are using time that was previously ‘dead time’ – such as their lunch break, their commute to work or time spent waiting for an appointment – more productively allowing them to make the most of their free time, according to the latest findings from NS&I’s Quarterly Savings Survey.

NS&I (National Savings and Investments) began offering its payment processing services to other government bodies under the brand name NS&I Government Payment Services in 2011.

New research released from NS&I’s Quarterly Savings Survey shows that savings levels have risen for the second successive quarter.

December’s Premium Bond millionaire A man living in Bedfordshire Bond Number: 90GM135935 Winning Bond bought in December 2003 Total holdings £30,000 For the December 2012 draw ERNIE paid out over 1.8 million prizes, together amounting to over £55 million in value. There were 44,360,407,040 eligible Bond numbers in the draw. 

Interest rate reduction on NS&I's Direct ISA, reflecting market trend to lower rates on similar products.

For the November 2012 draw ERNIE paid out over 1.8 million prizes, together amounting to over £55 million in value. There were 44,068,653,070 eligible Bond numbers in the draw.

Savings success has a direct impact on people’s mood, according to new research from NS&I that reveals 26 million Britons (53%) say saving improves their state of mind.

For the October 2012 draw ERNIE paid out over 1.8 million prizes, together amounting to over £55 million in value. There were 44,068,653,070 eligible Bond numbers in the draw.

NS&I’s latest Quarterly Savings Survey shows that there has been a turnaround in savings levels since last quarter, however there is still some way to go before they return to the levels seen in Winter 2011/12.

For the September 2012 draw ERNIE paid out over 1.8 million prizes, together amounting to over £54 million in value. There were 43,928,415,848 eligible Bond numbers in the draw.