Corporate Site

You are about to enter an area of the site that hosts corporate and performance information. If you are looking for NS&I's products please go to the main NS&I website.

One of the UK’s largest savings organisations

Benefitting the public and the public purse

NS&I is one of the largest savings organisations in the UK with 25 million customers and more than £202 billion invested.

NS&I is both a government department and an Executive Agency of the Chancellor of the Exchequer. Our origins can be traced back 160 years to 1861.

When customers invest in NS&I products, they are lending to the Government, which goes towards the public purse. In return, the Government pays interest, or prizes for Premium Bonds. We offer 100% security on all deposits.

Our performance

In 2020-21

78.0

Digital First

97.0

Amount of key service levels achieved versus total contractual service levels, where service credits apply, across all GPS clients

60,000

First bonus payments paid in December 2020 to Help to Save

111,000

Increase in the number of under of under-16s saving with NS&I

In 2021-22

In Q1 2021-22, NS&I delivered -£0.2 billion (minus £0.2 billion) of Net Financing. This is against a whole year Net Financing target for 2021-22 of £6 billion (+/- £3 billion). 



Inspiring a stronger savings culture

This was the third year of our strategy, Inspire & Invest. Here you can see our performance as well as the progress we’ve made towards each of our six strategic aims.

View annual report

Latest news

NS&I INCREASES INTEREST RATE ON INCOME BONDS

NS&I has today increased the interest rate on its Income Bonds by 14 basis points, from 0.01% gross/AER to 0.15% gross/AER. This change aligns the interest rate for Income Bonds with the interest rate for NS&I’s Direct Saver account. The decision to increase the interest rate on Income Bonds is in line with NS&I’s operating framework to balance the interests of savers, taxpayers and the broader financial services sector. Product Previous interest rate

Latest research

NS&I research shows that Generation Rent struggle to save, but not for want of trying

  • Nearly half (48%) of all young adults (18-34 age brackets) said a lack of disposable income affected their ability to save.
  • Three quarters of 18-24 and 63% of 25-34 year olds cut on spending in order to save.
  • Almost four in five (79%) of those with savings admitted to having to dip into their savings to cover their day-to-day living expenses.

New research by NS&I has revealed that nearly one in four people in the UK (23%) have no savings at all. This comes despite 77% of people saying they believed it was important to save.

Read the full story
PLACEHOLDER NS&I Latest Research Article

Join our team

Find out how to use your commercial skills and fresh thinking to create value for the public purse, and inspire the savers of today and tomorrow.

Learn more about working at NS&I