Corporate Site

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One of the UK’s largest savings organisations

Benefitting the public and the public purse

NS&I is one of the largest savings organisations in the UK with 25 million customers and more than £179 billion invested.

NS&I is both a government department and an Executive Agency of the Chancellor of the Exchequer. Our origins can be traced back over 150 years to 1861.

When customers invest in NS&I products, they are lending to the Government, which goes towards the public purse. In return, the Government pays interest, or prizes for Premium Bonds. We offer 100% security on all deposits.

Our performance

In 2019/2020


Availability of online customer services


Incoming customer interactions with us via digital channels (online and telephone)


Administration cost per £100 of funds held by NS&I


Help to Save accounts opened

So far in 2020-21

NS&I delivered £23.8 billion of Net Financing in Q2 2020-21, giving a year-to-date total of £38.3 billion. NS&I’s Net Financing target for 2021-21 was previously set at £6 billion (+/- £3 billion), but was revised to £35 billion (+/- £5 billion) to reflect government finance requirements arising from Covid-19.

Inspiring a stronger savings culture

This was the second year of our strategy, Inspire & Invest. Here you can see our performance as well as the progress we’ve made towards each of our six strategic aims.

View annual report

Latest news


Q3 2020-21 Net Financing of -£9.5 billion (minus £9.5 billion) At 31 December 2020, Net Financing total of £28.8 billion, against a whole-year target of £35 billion, in a range of £30 billion to £40 billion NS&I today published its unaudited quarterly results for the third quarter (October-December 2020) of the financial year 2020-21. Net Financing for the quarter was -£9.5 billion, giving a year-to-date total of £28.8 billion.


The first Premium Bonds millionaires of 2021 come from West Scotland and Barnet. 330VT557685 was the first Bonds number drawn and belongs to a woman from West Scotland. Her winning Bond was purchased in May 2018 and is part of a £50,000 holding. The Premium Bonds jackpot win makes the woman the second winner from West Scotland. 2021’s second Premium Bonds millionaire is a woman from Barnet. Her Bond number 135RY390643 is part of a £20,000 holding and was purchased in January 2008. The win…

Latest research

NS&I research shows that Generation Rent struggle to save, but not for want of trying

  • Nearly half (48%) of all young adults (18-34 age brackets) said a lack of disposable income affected their ability to save.
  • Three quarters of 18-24 and 63% of 25-34 year olds cut on spending in order to save.
  • Almost four in five (79%) of those with savings admitted to having to dip into their savings to cover their day-to-day living expenses.

New research by NS&I has revealed that nearly one in four people in the UK (23%) have no savings at all. This comes despite 77% of people saying they believed it was important to save.

Read the full story
PLACEHOLDER NS&I Latest Research Article

Join our team

Find out how to use your commercial skills and fresh thinking to create value for the public purse, and inspire the savers of today and tomorrow.

Learn more about working at NS&I