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One of the UK’s largest savings organisations

Benefitting the public and the public purse

NS&I is one of the largest savings organisations in the UK with more than 24 million customers and over £218 billion invested.

NS&I is both a government department and an Executive Agency of the Chancellor of the Exchequer. Our origins can be traced back more than 160 years to 1861.

When customers invest in NS&I products, they are lending to the Government, which goes towards the public purse. In return, the Government pays interest, or prizes for Premium Bonds. We offer 100% security on all deposits.

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Our performance

In 2022-23

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85.03

Digital First

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95.89

Amount of key service levels achieved versus total contractual service levels, where service credits apply, across all GPS clients

6.7p

Administration cost per £100 of funds held by NS&I

359,000

As at March 2022, more than 359,000 people had signed up to Help to Save

In 2022-23

In 2022-23, NS&I delivered £10.0 billion of Net Financing, against a whole year target of £6 billion (+/- £3 billion), excluding Green Savings Bonds.



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View our performance

Inspiring a stronger savings culture

Here you can see our performance and the progress we’ve made towards each of our six strategic aims that make up our Inspire & Invest strategy.

View annual report

Latest news

New rates for Premium Bonds, Direct Saver and Income Bonds

Premium Bonds prize fund rate will be 4.00% from the January 2025 drawReduced rates for Direct Saver and Income Bonds from 20 December 2024The prize fund rate for Premium Bonds will change to 4.00% from the January 2025 draw, with the odds remaining at 22,000 to 1, NS&I announced today in response to changes in the savings market.Additionally, from Friday 20 December 2024, the interest rate for Direct Saver will change to 3.50% gross/AER, and Income Bonds to 3.44% gross/3.49% AER.

Two Premium Bonds holders from Warwickshire and Cornwall celebrate £1 million jackpot win

Premium Bonds celebrates 68-year anniversary since going on saleNovember's jackpot winners are from Warwickshire and CornwallOver six million prizes awarded this month, with a total prize fund of more than £463 millionNovember's Premium Bonds draw delivers £1 million jackpot joy to two Bond holders in Warwickshire and Cornwall.There were over six million prizes in November's draw, with a total prize fund of more than £463 million.
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Join our team

Find out how to use your commercial skills and fresh thinking to create value for the public purse, and inspire the savers of today and tomorrow.

Learn more about working at NS&I

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