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One of the UK’s largest savings organisations

Benefitting the public and the public purse

NS&I is one of the largest savings organisations in the UK with 25 million customers and more than £167 billion invested.

NS&I is both a government department and an Executive Agency of the Chancellor of the Exchequer. Our origins can be traced back over 150 years to 1861.

When customers invest in NS&I products, they are lending to the Government, which goes towards the public purse. In return, the Government pays interest, or prizes for Premium Bonds. We offer 100% security on all deposits.

Our performance

In 2018/2019


Our customer satisfaction score


We met or exceeded all of our 12 Service Delivery Measures


Help to Save accounts opened

£1 billion

Premium Bonds prizes paid out in 2018-19

So far in 2018/2019

Q4 2018-19

NS&I raised £1.9 billion of Net Financing in Q4 (January-March 2019) 2018-19. In 2018-19 NS&I raised £10.8 billion of Net Financing. This is against a whole-year target of £9 billion (+ / - £3 billion).

Inspiring a stronger savings culture

This was the first year of our strategy, Inspire & Invest. Here you can see our performance as well as the progress we’ve made towards each of our six cross-cutting strategic aims.

View annual report

Latest news

Christmas comes early in Hampshire & Isle of Wight and Stockport for December’s Premium Bonds prize winners

There’s no winding down this Christmas for ERNIE, delivering an early £1 million Christmas present to two lucky winners – one in Stockport and the other in Hampshire & Isle of Wight – as part of December’s Premium Bonds draw.  This month’s first millionaire to receive the good news from Agent Million is a man based in Stockport. The winning Bond number is 309GV354472 and was purchased in August 2017. He has a total of £36,000 in Premium Bonds. 


Q2 2019-20 Net Financing of £2.9 billion NS&I today published its un-audited quarterly results for the second quarter (July-September 2019) of the financial year 2019-20. NS&I delivered £2.9 billion of Net Financing in Q2 2019-20, giving a year-to-date total of £4.9 billion. The 2019 Spring Statement confirmed that NS&I’s 2019-20 Net Financing target is to deliver £11 billion, within a range of £8 billion to £14 billion.

Latest research

Saving government: Ian Ackerley, chief executive of National Savings & Investments

During the financial crisis, the UK government stepped in to nationalise some of the country's biggest banks; coming onto the public sector’s books, they joined a retail savings bank set up by the Treasury over 150 years ago. Matt Ross meets Ian Ackerley, chief executive of NS&I.

Ian Ackerley

Image courtesy: Brenna Duncan.

Read the full story
Saving government: Ian Ackerley, chief executive of National Savings & Investments

Join our team

Find out how to use your commercial skills and fresh thinking to create value for the public purse, and inspire the savers of today and tomorrow.

Learn more about working at NS&I