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One of the UK’s largest savings organisations

Benefitting the public and the public purse

NS&I is one of the largest savings organisations in the UK with 25 million customers and more than £167 billion invested.

NS&I is both a government department and an Executive Agency of the Chancellor of the Exchequer. Our origins can be traced back over 150 years to 1861.

When customers invest in NS&I products, they are lending to the Government, which goes towards the public purse. In return, the Government pays interest, or prizes for Premium Bonds. We offer 100% security on all deposits.

Our performance

In 2018/2019


Our customer satisfaction score


We met or exceeded all of our 12 Service Delivery Measures


Help to Save accounts opened

£1 billion

Premium Bonds prizes paid out in 2018-19

So far in 2019/2020

Q2 2019-20

NS&I delivered £2 billion of Net Financing in Q1 (April-June 2019) and £2.9 billion of Net Financing in Q2 (July-September), giving a 2019-20 year-to-date total of £4.9 billion.

Inspiring a stronger savings culture

This was the first year of our strategy, Inspire & Invest. Here you can see our performance as well as the progress we’ve made towards each of our six cross-cutting strategic aims.

View annual report

Latest news


NS&I today announces interest rate reductions across its fixed and variable savings products, effective from 1 May 2020 Changes will ensure NS&I’s interest rates are positioned appropriately against those of its competitors and help NS&I to strike a balance between the needs of its savers, taxpayers and broader market stability The interest rate changes, effective from 1 May 2020, reflect the fact that due to exceptionally low gilt yields, the measure NS&I uses for tracking the…


ERNIE may be more machine than man, but that doesn’t mean he can’t help spread the love this February, with our two Premium Bonds jackpot winners in Surrey and Nottingham. The first eligible number drawn this month – 350ZA848545 – belongs to a woman living in Nottingham, who purchased her winning Bond just last year in January 2019. She has a total holding of £37,575 and becomes the seventh jackpot millionaire in Nottingham.

Latest research

NS&I research shows that Generation Rent struggle to save, but not for want of trying

  • Nearly half (48%) of all young adults (18-34 age brackets) said a lack of disposable income affected their ability to save.
  • Three quarters of 18-24 and 63% of 25-34 year olds cut on spending in order to save.
  • Almost four in five (79%) of those with savings admitted to having to dip into their savings to cover their day-to-day living expenses.

New research by NS&I has revealed that nearly one in four people in the UK (23%) have no savings at all. This comes despite 77% of people saying they believed it was important to save.

Read the full story
NS&I research shows that Generation Rent struggle to save, but not for want of trying

Join our team

Find out how to use your commercial skills and fresh thinking to create value for the public purse, and inspire the savers of today and tomorrow.

Learn more about working at NS&I