New rates for Premium Bonds, Direct Saver and Income Bonds
Premium Bonds prize fund rate will be 4.00% from the January 2025 drawReduced rates for Direct Saver and Income Bonds from 20 December 2024The prize fund rate for Premium Bonds will change to 4.00% from the January 2025 draw, with the odds remaining at 22,000 to 1, NS&I announced today in response to changes in the savings market.Additionally, from Friday 20 December 2024, the interest rate for Direct Saver will change to 3.50% gross/AER, and Income Bonds to 3.44% gross/3.49% AER.