The £1 million Premium Bonds prize winners for July 2020 come from Tyne and Wear and Surrey.

The first eligible Bond number drawn was 392SK696449 and belongs to a man from Tyne and Wear. The man purchased the winning Bond in May 2020 and it is part of a holding worth £35,000. The man becomes the tenth £1 million Premium Bonds winner from Tyne and Wear.

July’s second millionaire is a woman from Surrey. Her winning Bond number is 297WB837011 and she has the maximum Premium Bonds holding of £50,000. The winning Bond was purchased in March 2017. The win makes her the 25 th Premium Bonds millionaire from Surrey.

July 2020 prize draw breakdown
In the July 2020 prize draw, a total of 3,710,908 prizes worth £106,070,125 will be paid out. There were 90,917,241,141 eligible Bonds for the draw. Since the first draw in June 1957, ERNIE has drawn 487 million prizes with a total value of £20.8 billion.

Value of prize

Number of prizes



























Checking Premium Bonds prizes

Customers can check to see if they have won on the prize checker and prize checker app from Thursday 2 July 2020. Customers will need their Premium Bonds holder’s number to use the website and their NS&I number or holder’s number to check via the app.

Customers who have chosen to have prizes paid to their bank account, or have their prizes reinvested, will be informed whether they have won by email or text message. They can check the online prize checker at or the NS&I prize checker app to see the value of their prize. Those who receive warrants (like a cheque) will receive notification of any wins through the post.

Customers can arrange to get future prizes paid straight in to their bank account if they are registered for NS&I’s online service and have an email address or mobile phone number. Customers should visit and click ‘Log in’, go to ’Your profile’ and select ‘Your prize options’.

NS&I Premium Bonds prize warrants are valid for three months, however the warrants may still be accepted at a later date by the bank – up to 6 months. If customers have a problem at that time and the bank won’t accept the warrant, NS&I can send a new one.

New customers buying Premium Bonds for the first time, should do so online at Existing customers looking to increase the size of their holding in Premium Bonds can invest by bank transfer and do not need to be registered for our online and telephone banking service to do this. Find out more at:


Jill Waters, NS&I’s Retail Director, said:

“When people think of Premium Bonds they often recall memories of a prize warrant landing on their doormat, but since the introduction of paperless prizes we’ve seen a good uptake in the number of customers choosing to have their prizes paid directly into their bank account. In June alone just over 70% of Premium Bonds prizes were paid out in this way – making it the quickest and most convenient way for people to receive their prizes.

“Premium Bonds holders can choose to have their prizes paid directly into their bank account, or to have any wins reinvested up to the maximum holding amount of £50,000, by registering for NS&I’s online services with a valid email address or mobile phone number. Money put aside each month can quickly grow into a small nest egg with the added bonus of a potentially life-changing prize.”



Notes to Editors

1. NS&I has spokespeople available for interview, including Agent Million, as well as a wealth of facts and figures (including regional) about Premium Bonds. If you require any further details, please contact the NS&I media team on the contact details below or tweet your question to @nsandi

2. All Premium Bonds prizes are free of UK Income Tax and Capital Gains Tax.

3. NS&I is one of the largest savings organisations in the UK, offering a range of savings and investments to 25 million customers. All products offer 100% capital security, because NS&I is backed by HM Treasury.

4. The annual Premium Bonds prize fund rate is 1.40% and the odds of each individual Bond number winning any prize are 24,500 to 1.

5. Pictures of ERNIE 5, the previous ERNIEs and Premium Bonds, including the Premium Bonds app are available in high-resolution jpeg format from the NS&I media team.

6. NS&I is urging customers to go online to if they need help to manage their savings during the Coronavirus pandemic. NS&I is currently receiving more calls than usual and it is taking longer than normal to help customers. Customers should use to deal with their queries, so that those who are most in need, such as those who do not have access to the internet or those who require critically urgent help, can deal with NS&I by phone. Customers should also only send NS&I anything by post if they have no other choice.

7. Further information on NS&I, including press releases and product information, is available on the website at Follow us on Twitter: @nsandi or join the conversation on Facebook: NS&I.

NS&I media team


Chris Dowsett

020 7932 6799

Sam Faulkner

020 7932 6801

Jonty Alone

020 7932 6633

Sara Brown

020 7932 6874

James Carr

020 7932 6829


Out of hours: All numbers above diverted to staff mobile phones

Follow us on Twitter: @nsandi