October’s £1 million Premium Bonds winners are a man from Kent and a woman from Humberside.

298BE137181 was the first Bond number drawn and belongs to a man from Kent. He has a total Premium Bonds holding of £50,000 and the winning Bond was purchased in March 2017. The win makes the man the 22nd Premium Bonds £1 million winner from Kent.

October’s second Premium Bonds millionaire is a woman based in Humberside. The winning Bond number 222AT412192 is part of a £50,000 holding, with the winning Bond purchased in June 2014. The jackpot makes the woman the third Premium Bonds millionaire from Humberside.

Premium Bonds prize payments are changing from December’s draw

NS&I announced on 17 September 2020 that it would begin to phase out the use of prize warrants (like a cheque) from December 2020, with the February 2021 Premium Bonds draw the last time that prize warrants will be issued by NS&I. Customers can instead get any prizes they win paid straight into their bank account or automatically reinvested up to the maximum £50,000 in Premium Bonds.

The change ensures that all Premium Bonds prizes will be paid more quickly and more securely. Customers can find out more about this change and the steps they need to take by visiting .

Premium Bonds customers need to take action

To ensure that they continue to automatically receive any Premium Bonds prize wins, customers that still receive Premium Bonds prize warrants need to take action by providing NS&I with their bank and contact details.

Customers can easily provide NS&I with their bank account details if they are registered for NS&I’s online service and have an email address or mobile phone number. Customers should visit and click ‘Log in’, go to ’Your profile’ and select ‘Your prize options’.

Customers not currently registered to manage their account online should visit where they can register for NS&I’s online and phone services. From there, they will be able to manage their prize options.

Changes to payment of prizes from December

Warrants will still be sent in the October and November Premium Bonds prize draws. However, customers that do not take action in providing NS&I with their bank and contact details will be sent a prize claim letter instead of a warrant from December. As this is a phased approach, for some customers, it may be from January 2021 or February 2021 that they receive a prize claim letter instead of a warrant. Premium Bonds prize warrants will no longer be sent from March 2021. The prize claim letter will outline the steps that customers should take to claim their prize or prizes.

Customers who have chosen to have prizes paid directly into their bank account or automatically reinvested into more Premium Bonds will be informed whether they have won by email or text message.

Jill Waters, NS&I’s Retail Director, said:

“We will be phasing out the use of prize warrants from the December 2020 Premium Bonds draw. While we understand that there is a real affection for prizes being received by post, paying prizes directly to customers bank accounts means that winners can receive prizes quicker, easier and more securely. We will continue to notify of prize wins but this will be by email or text message, or winners can chose to be notified by an Alexa enabled device.

“Part of the enduring magic of Premium Bonds is the thrill of finding out that you’ve won a prize, and this is something that will not change, as I’m sure our this month’s lucky jackpot winners in Kent and Humberside will to testify to. Huge congratulations to them both on winning this life changing sum of money.”

Checking Premium Bonds prizes

Customers can check to see if they have won on the prize checker, prize checker app or via their Alexa enabled device from Friday 2 October 2020. Customers will need their Premium Bonds holder’s number to use the website and their NS&I number or holder’s number to check via the app.

October 2020 prize draw breakdown
In the October 2020 prize draw, a total of 3,921,323 prizes worth £112,084,475 will be paid out. There were 96,072,406,201 Bond numbers eligible for the draw. Since the first draw in June 1957, ERNIE has drawn 499 million prizes with a total value of £21.1 billion.

Value of prize

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Notes to Editors

1. From the December 2020 prize draw, NS&I will start to move customers to having Premium Bonds prizes paid directly into their bank account . The issuing of paper warrants (like a cheque) for the payment of prizes won in the monthly Premium Bonds prize draws will be phased out completely by March 2021.

2. NS&I has spokespeople available for interview, including Agent Million, as well as a wealth of facts and figures (including regional) about Premium Bonds. If you require any further details, please contact the NS&I media team on the contact details below or tweet your question to @nsandi

3. All Premium Bonds prizes are free of UK Income Tax and Capital Gains Tax.

4. NS&I is one of the largest savings organisations in the UK, offering a range of savings and investments to 25 million customers. All products offer 100% capital security, because NS&I is backed by HM Treasury.

5. NS&I has announced interest rate reductions , effective from 24 November 2020, that will apply to NS&I’s variable rate products and some fixed term products. The Premium Bonds prize fund rate for the December 2020 draw will also be reduced to 1.00% and the odds of each individual Bond number winning any prize will be 34,500 to 1.

6. The annual Premium Bonds prize fund rate is currently 1.40% and the odds of each individual Bond number winning any prize are currently 24,500 to 1. The prize fund rate and the odds of winning are variable, so they can change from time to time.

7. Pictures of ERNIE 5, the previous ERNIEs and Premium Bonds, including the Premium Bonds app are available in high-resolution jpeg format from the NS&I media team.

8. NS&I is urging customers to go online to if they need help to manage their savings during the Coronavirus pandemic. NS&I is currently receiving more calls than usual and it is taking longer than normal to help customers. Customers should use to deal with their queries, so that those who are most in need, such as those who do not have access to the internet or those who require critically urgent help, can deal with NS&I by phone. Customers should also only send NS&I anything by post if they have no other choice.

9. Further information on NS&I, including press releases and product information, is available on the website at Follow us on Twitter: @nsandi or join the conversation on Facebook: NS&I