Latest news

Changes come into effect from April 2026 drawPrize fund rate will be 3.30%, and odds 23,000 to 1Around £375 million in tax-free prizes expected to be paid out in April 2026First change to prize fund rate since August 2025NS&I is reducing the Premium Bonds prize fund rate to 3.30% with effect from the April 2026 draw, down from 3.6

New Issues of fixed-term British Savings Bonds (GGB and GIB) on sale from today Reduced interest rates for 1, 2, 3 and 5-year Guaranteed Growth, and Guaranteed Income Bonds options New Issues of NS&I’s 1, 2, 3 and 5-year fixed-term British Savings Bonds (Guaranteed Growth (GGB), and Guaranteed Income Bonds (GIB)) have gone on sale today at lowe

New 1-year fixed-term British Savings Bonds on sale from today at a lower interest rate1-year British Savings Bonds (Guaranteed Growth) 4.04% gross/AER1-year British Savings Bonds (Guaranteed Income) 3.97% gross/4.04% AERNew Issues of NS&I's 1-year fixed-term Guaranteed Growth Bonds (GGB) and Guaranteed Income Bonds (GIB) have gone on sale today at a lower interest rate.

New 1-year fixed-term British Savings Bonds on sale1-year Guaranteed Growth Bonds 4.18% gross/AER1-year Guaranteed Income Bonds 4.11% gross/4.18% AERNew Issues of NS&I's 1-year fixed-term Guaranteed Growth Bonds and Guaranteed Income Bonds have gone on sale today at a higher interest rate.

 2, 3 and 5-year Issues of British Savings Bonds on sale from todayNew interest rate announced for NS&I’s Junior ISA from 18 JulyNew Issues of 2, 3 and 5-year British Savings Bonds (Guaranteed Growth Bonds and Guaranteed Income Bonds) have gone on sale today for new and maturing customers. A new Junior ISA interest rate also applies from 18 July.British Savings Bonds are fixed-term Issues of NS&I’s Guaranteed Growth Bonds and Guaranteed Income Bonds.

Premium Bonds prize fund rate will be 3.60% from the August 2025 draw 6 million tax-free prizes expected to be paid out in August 2025 Odds remain at 22,000 to 1 for each £1 Premium Bond held NS&I is reducing the Premium Bonds prize fund rate to 3.60% with effect from the August 2025 draw, down from 3.80%. There is no change to the odds, which remain at 22,000 to 1.The Premium Bonds prize fund rate was last changed in April 2025.

1 and 5-year British Savings Bonds back on sale from todayIncrease to interest rates for all British Savings Bonds term lengthsFirst time 1, 2, 3 and 5-year Bonds all on sale together since 2010 New Issues of 1- and 5-year British Savings Bonds (Guaranteed Growth Bonds and Guaranteed Income Bonds) have gone back on sale today, along with increased interest rates for 2- and 3-year Bonds for both new customers and existing customers with maturing Bonds.

 Increased interest rate for NS&I’s Direct ISA with immediate effectPremium Bonds prize fund rate will be 3.80% from the April 2025 drawReduced interest rates for Direct Saver and Income Bonds from 5 March 2025NS&I has increased the interest rate for its Direct ISA to 3.50% gross/AER from today to help savers who are reviewing their ISA plans as the new tax year approaches.

New Issues of NS&I’s 2- and 3-year British Savings Bonds go on sale todayNew rates reflect changes in the wider marketNew Issues of 2- and 3-year British Savings Bonds have gone on sale today, 3 December 2024 with lower interest rates, reflecting changes in the wider market. The changes will help NS&I to meet its Net Financing target while continuing to balance the interests of savers, taxpayers and the broader financial services sector.

Premium Bonds prize fund rate will be 4.00% from the January 2025 drawReduced rates for Direct Saver and Income Bonds from 20 December 2024The prize fund rate for Premium Bonds will change to 4.00% from the January 2025 draw, with the odds remaining at 22,000 to 1, NS&I announced today in response to changes in the savings market.Additionally, from Friday 20 December 2024, the interest rate for Direct Saver will change to 3.50% gross/AER, and Income Bonds to 3.44% gross/3.49% AER.