£400 Premium Bonds holder wins £1 million jackpot – January 2015

02 January 2015

A female from Leeds who holds only £400 in Premium Bonds has won the jackpot prize in the first draw of the New Year. The maximum holding limit is £40,000.

January’s Premium Bonds millionaires

A female living in Leeds

Bond number: 141NA438633

Winning Bond bought in August 2008

Total holdings: £400

A female living in Bristol

Bond number: 140SC232994

Winning Bond bought in July 2008

Total holdings: £30,000


For the January 2015 draw, ERNIE paid out over 2 million prizes, together amounting to over £59 million in value. There were 52,557,358,320 eligible Bond numbers in the draw.

This brings the grand total of prizes since the first draw in June 1957, to 308 million and the value of those prizes to £15.5 billion.

Prize and value breakdown in January 2015

Value of prize

Number of prizes























Total prize fund value


Total number of prizes



January’s prize fund rate and odds

The annual Premium Bonds prize fund rate is currently 1.35% and the odds of each individual Bond number winning a prize are 26,000 to 1. The chances of all bonds winning are the same, regardless of when or where they were bought.


The Electronic Random Number Indicator Equipment, or ERNIE, generates numbers completely at random for the prize draw and it is impossible for anyone to predict ERNIE’s numbers or to influence the results of the draw

The first ERNIE was invented by one of the original Bletchley Park code breakers

ERNIE is now in his fourth generation

Keeping track of Premium Bonds

The NS&I Premium Bonds prize checker app is free to download, quick and easy to use and lets customers check if they’ve won a prize in the past six months

Customers can also check if they have won by using the Premium Bonds prize checker on nsandi.com

Unclaimed Premium Bonds prizes

Across the UK there are over 900,000 unclaimed Premium Bonds prizes worth more than £41 million

Premium Bonds holders can reduce the chances of their prizes becoming unclaimed by registering to have any prizes paid directly into their bank accounts (with notification by email): http://www.nsandi.com/register

There is no time limit for claiming prizes

Notes to Editors

  1. All Premium Bonds prizes are free of UK Income Tax and Capital Gains Tax
  2. This month’s jackpot winners become ERNIE’S 305th and 306th Premium Bonds millionaires
  3. Unclaimed Premium Bonds prizes are defined as prizes over 18 months that have not been paid out (cashed). Addresses held for customers with unclaimed prizes might not be the current residential address of the customer
  4. Pictures of ERNIE (including the new ERNIE 4 machine), NS&I’s Agent Millions and people buying Premium Bonds are available in high-resolution jpeg format from the NS&I media team
  5. Customers can buy Premium Bonds over the phone by calling 0500 500 000. This is a free phone number but calls from mobiles and some landline providers may be chargeable. Telephone calls may be recorded
  6. Further information on NS&I (National Savings and Investments), including press releases and product information, is available on the website at nsandi.com. Follow us on Twitter: @NSIpressoffice